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Obamacare Rates For 2018 By State

If you have questions about how much your health insurance premiums for 2018 are increasing in your state for both on-exchange and off-exchange health insurance plans, under the Affordable Care Act (Obamacare) we have a chart that contains the rates that have been approved by each individual state insurance commissioner.

2018 Approved Health Insurance Rate Increases By State For Obamacare On-Exchange and Off-Exchange Plans

Please note that these are the averages across all insurance carriers that have been approved by each state. This does not represent the final amount that your health insurance plan may or may not go up by. Some insurance carriers filed for minor Obamacare plan premium increases, in some cases 5% or less, while others filed for increased rates of 70% or more. One other important detail to note is that insurance carriers filed two rates for 2018.

One rate that reflects pricing if the CSR payments continue to be made, and one that reflects rate pricing if the CSR payments are not made by the government. Which rate consumers will be forced to pay remains to be seen. We are continuously updating this chart as state insurance commissioners release official approved rate data.

2018 Obamacare Rates Increases By State With CSR Payments And Without CSR’s

STATEApproved Rate With CSR PaymentsApproved Rate Without CSR Payments
Alabama (AL) 2018 Obamacare Rates6.1%17.9%
Alaska (AK) 2018 Obamacare Rates-26.5%-22%
Arizona (AZ) 2018 Obamacare Rates3%11.2%
Arkansas (AR) 2018 Obamacare Rates8.5%17.5%
California (CA) 2018 Obamacare Rates12.3%16.6%
Colorado (CO) 2018 Obamacare Rates26.7%32.9%
Connecticut (CT) 2018 Obamacare Rates21.7%28.4%
Delaware (DE) 2018 Obamacare Rates18.1%25%
District of Columbia (DC) 2018 Obamacare Rates15.6%15.7%
Florida (FL) 2018 Obamacare Rates13.7%44.7%
Georgia (GA) 2018 Obamacare Rates31.5%54.2%
Hawaii (HI) 2018 Obamacare Rates17.8%32.8%
Idaho (ID) 2018 Obamacare Rates8.1%27%
Illinois (IL) 2018 Obamacare Rates18.6%30.2%
Indiana (IN) 2018 Obamacare Rates14.1%23.9%
Iowa (IA) 2018 Obamacare Rates43.5%51%
Kansas (KS) 2018 Obamacare Rates17%29%
Kentucky (KY) 2018 Obamacare Rates30.8%44.9%
Louisiana (LA) 2018 Obamacare Rates7.2%21.4%
Maine (ME) 2018 Obamacare Rates20.1%24.7%
Maryland (MD) 2018 Obamacare Rates33%43.8%
Massachusetts (MA) 2018 Obamacare Rates8%18%
Michigan (MI) 2018 Obamacare Rates16.8%26.8%
Minnesota (MN) 2018 Obamacare Rates-10.2%-5.3%
Mississippi (MS) 2018 Obamacare Rates16.1%26.8%
Missouri (MO) 2018 Obamacare Rates27.8%40%
Montana (MT) 2018 Obamacare Rates5.4%19.5%
Nebraska (NE) 2018 Obamacare Rates19%31%
Nevada (NV) 2018 Obamacare Rates31.6%38.2%
New Hampshire (NH) 2018 Obamacare Rates44%52%
New Jersey (NJ) 2018 Obamacare Rates9.9%22%
New Mexico (NM) 2018 Obamacare Rates15%30%
New York (NY) 2018 Obamacare Rates12.8%13.4%
North Carolina (NC) 2018 Obamacare Rates0.7%14.8%
North Dakota (ND) 2018 Obamacare Rates23.3%28.2%
Ohio (OH) 2018 Obamacare Rates23%34%
Oklahoma (OK) 2018 Obamacare Rates8.7%8.7%
Oregon (OR) 2018 Obamacare Rates9.7%15.7%
Pennsylvania (PA) 2018 Obamacare Rates7.6%30.6%
Rhode Island (RI) 2018 Obamacare Rates9.4%21.7%
South Carolina (SC) 2018 Obamacare Rates11.3%30.7%
South Dakota (SD) 2018 Obamacare Rates15.8%27.4%
Tennessee (TN) 2018 Obamacare Rates13.5%28.5%
Texas (TX) 2018 Obamacare Rates20.2%32.5%
Utah (UT) 2018 Obamacare Rates20.2%39.5%
Vermont (VT) 2018 Obamacare Rates8.5%10.5%
Virginia (VA) 2018 Obamacare Rates43.4%57.7%
Washington (WA) 2018 Obamacare Rates24%33%
West Virginia (WV) 2018 Obamacare Rates13.9%24.8%
Wisconsin (WI) 2018 Obamacare Rates20%36%
Wyoming (WY) 2018 Obamacare Rates40.3%54.9%